HA! Today starts a new beginning. I am 28 years old and have approximately $40,000 worth of debt that I have accumulated over the past ten years. Everything from student loans (which I still am not finished with school) to credit card debt, and delinquent bills from services such as comcast, sprint, and probably other things which I cannot recall at this time. Due to the loss of my job I had to make the depressing trip back home with the family. I am starting this blog in hopes that it will encourage me to pull myself up and inspire others who may be a similar predicament.